Small Business Financing
The following is a sample of the wide range of community-based lenders, banks, and crowdfunding sources that the Pace SBDC works with to provide access to small business financing:
  • SBA - The SBA (Small Business Administration) offers two key longer-term financing programs, the 7(a) & 504 loan programs, that encourage banks and other institutions to lend to new or expanding small businesses for permanent working capital and to purchase equipment and/or real estate​​

  • Banks - Click on this hyperlink to see the list of banks our center has worked with that offer financing among the wide range of their small business financial services.

  • Community-Based Lenders - Click on this hyperlink to see a list of community-based lenders and other alternative financial institutions our center has worked with who are often mission-driven and have more flexible underwriting criteria.

  • Private Grants - Check out our private grants hyperlink for a current list of available small business grants including start-up and other funding competitions. ​

  • Crowdfunding - Click on this hyperlink for platforms through which funders provide monetary contributions in exchange for non-cash rewards or extend "peer to peer" lending to the business.

  • Contract Financing loans provide short-term financing for small businesses to ramp up for new contracts and have sufficient working capital for expenses to be incurred in advance of contract payments. Click through link for NYS & NYC programs launched in support of this financing need. 


Pace University SBDC

163 William Street, Room 328

New York, NY, 10038   


Office:  (212) 618-6655


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A, C, J, Z, 2, 3, 45 to Fulton St

E to World Trade Center
6 to Brooklyn Bridge


Partnership Program with the SBA, administered by the State University of New York. Funded in part through a Cooperative Agreement with the U.S. Small Business Administration.  All opinions, conclusions or recommendations expressed are those of the author(s) and do not necessarily reflect the views of the SBA. All SBA funded programs are extended to the public on a nondiscriminatory basis.

© 2021 Pace Small Business Development Center. All rights reserved.